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Definition of Medigap policy

Medically reviewed by Dr. Otari Nergadze, Neurosurgeon | Updated: January 2026

Medigap policy: In the US, a Medicare supplement insurance policy sold by private insurance companies to fill "gaps" in Original Medicare Plan coverage. Except in Massachusetts, Minnesota and Wisconsin, there are 10 standardized plans labeled Plan A through Plan J. Medigap policies only work with the Original Medicare Plan.